You’re Not the Problem

We know you’re not stupid, lazy, or irresponsible.  Fact is, most people never got a solid  education in personal finance.

Instead, they were handed broken systems, outdated advice, and shame-filled messages that don’t work in the real world.

That’s why we start with your goals, not ours. Whether you want to crush debt, build an emergency fund, or just stop living paycheck to paycheck, we’ll create a path that fits your life, your values, and your pace.

Cookie-cutter advice is for cookie-cutter people. Unique people like you need unique advice.

How do we do this

Find it.

We start by figuring out what’s really going on. That means getting honest about the numbers, naming the patterns that keep you stuck, and spotting the root of your money stress. No judgment, just clarity.

Fix it.

Next, we make a plan that fits your life. Whether it’s tackling debt, stopping the financial chaos, or just getting your paycheck to last more than a week, we create solutions that are doable and practical.

Fuel it!

Once things are steady, we build momentum. This is where habits take hold, mindset shifts stick, and your future stops feeling scary. You’ll learn how to stay on track… even when life doesn’t go as planned.

Guides to Your Financial Future

Jason Lackey

Personal Finance Coach

I believe everyone deserves to feel confident and in control of their money. I’ve lived with the weight of financial stress, and I know how freeing it is to leave that behind. That’s why I help others do the same.

Jason Lackey is a Master Financial Coach who helps people stop surviving and start living—by breaking free from the cycle of debt and transforming how they think about money. His clients don’t just build budgets—they build confidence, control, and a future where money no longer calls the shots.

Jason knows firsthand how overwhelming financial stress can be. Raised in a home where money was always tight, he carried those same patterns into adulthood—relying on credit cards, juggling bills, and feeling like financial peace was always out of reach. Today, he lives completely free of debt and the stress it brings, and his mission is to help others do the same.

Jason works with clients across the country who come to him feeling stuck, ashamed, and exhausted from trying to fix their finances alone. Through his coaching, they shift their mindset, take control of their money, and finally move forward. Jason doesn’t just offer a plan—he offers a turning point.

Melissa Anne Cox

CERTIFIED FINANCIAL PLANNER™
AUTHOR

Melissa Cox is a Certified Financial Planner™ and founder of Future Focused Wealth, a firm dedicated to clear, simple, and strategic financial guidance. With over 20 years of experience, she helps high-earning professionals and entrepreneurs make confident financial decisions that align with their goals and values.

Melissa’s journey into financial planning was personal—she started in the industry while struggling with her own finances. As she applied what she learned, she paid off her debt and found her calling: helping others take control of their money and their future.

She recently released her new book, Future-Focused Wealth: How to Build Financial Freedom at Your Own Pace. Clients who work with Melissa walk away with more than a plan—they gain clarity, confidence, and peace of mind.