This agreement is made between Debtland Financial Coaching, LLC listed below as “Coach” and client listed below as “Client”. The purpose of this agreement is to outline the terms and conditions of the financial coaching services provided by the Coach to the Client.
1. Services Provided
The Coach agrees to provide financial coaching services to the Client. These services may include, but are not limited to, education, analytics, and advice surrounding budgeting, debt management, saving strategies, investment education, and financial goal setting. The specific services to be provided will be determined based on the Client’s needs and goals and where applicable the laws and regulations.
2. Commitment and Responsibilities
Coach’s Responsibilities:
• Provide professional financial coaching to the best of their ability.
• Maintain confidentiality of all client information.
• Offer support, encouragement, and accountability to help the Client achieve their financial goals.
Client’s Responsibilities:
• Be open and honest about their financial situation.
• Actively participate in the coaching process.
• Implement the agreed-upon strategies and recommendations.
• Understand that the results depend on their commitment and actions.
3. Coaching Sessions
Coaching sessions will last approximately 60 minutes unless otherwise stated. Sessions may be held in person, via phone, or through video conferencing, as agreed upon by both parties and must be scheduled through the Coache’s scheduling service.
4. Fees and Payment
The fee for financial coaching services is 200 per session, excluding packages or unless otherwise stated. Payment is due prior to the start of the coaching session. Payment methods accepted include Stripe, PayPal, Venmo, or Zelle.
5. Cancellation and Refund Policy
If the Client needs to cancel or reschedule a session, they must provide at least 24 hours’ notice. Sessions canceled with less than 24 hours’ notice may be subject to a cancellation fee of $100.
For package deals:
• Any refund of package deals will first subtract four hundred dollars ($400) for any analytics of financial accounts.
• If the Client cancels within the first 45 days of the start of the package, they are eligible for a refund. The refund amount will be the lesser of:
(total package fee) – (sessions used x single-session rate) x (75%)
(total package fee) x (number of days remaining / number of days covered in the package) x (75%).
No refunds will be issued for cancellations made after 45 days from the start of the package.
6. Confidentiality
All information shared during coaching sessions is confidential and will not be disclosed to any third parties without the Client’s consent, except as required by law.
7. Termination of Agreement
Either party may terminate this agreement at any time by providing written notice to the other party. In the event of termination, the Client will be responsible for payment of all services rendered up to the termination date.
8. Disclaimer
The Client understands that financial coaching is not financial advising, therapy, or legal advice. The Coach does not guarantee specific results, and the Client is responsible for their own financial decisions and actions.
9. Jurisdiction
This agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, and any disputes arising out of or related to this agreement shall be resolved in the courts of Staunton City, Virginia.
10. Liability and Indemnity
The Client agrees that the Coach will not be held liable for any actions, decisions, or results arising out of or in connection with the financial coaching services provided. The Client understands that all decisions made based on the coaching services are their own responsibility.
The Client agrees to indemnify and hold harmless the Coach from any and all claims, losses, damages, liabilities, and expenses, including reasonable attorneys’ fees, arising out of or in connection with the Client’s implementation of any financial strategies or recommendations provided by the Coach.
11. Acceptance
By signing below, both parties agree to the terms and conditions outlined in this agreement.